Student health insurance program - FAQ

Below, you can find answers to some of the most commonly-asked questions about the student health insurance program. If you have additional questions, contact your respective eligibility coordinator.

Frequently asked questions

  • Given the mid-year start in 2021-22, the cost of the insurance will be $2,187 per student (with additional costs for dependents). The coverage period will run from Dec. 15, 2021 to Aug. 14, 2022.
  • Going forward, the total cost for the insurance per student will be $3,285 per year, and the coverage period will run from August to August.
  • Student's insurance costs will appear on their student bill once enrolled in classes. The costs be split into two payments, and billed twice a year (in August and in January).
  • Costs for any added dependents will be paid directly to the vendor (UHC) and will not appear on the student bill.
  • Once enrolled, students will be insured until their coverage expiration date, even if they graduate before that time.
  • Full-time Ph.D. students will receive a 70% subsidy to offset the costs of the program.
  • The full details of the insurance package can be found on our plan benefits webpage.

No, no benefits will be paid for routine vision or dental treatment costs.

The portal that allows students to enroll in the student health insurance program will open on Dec. 15, 2021. Please note: This start date is for the first year only. Going forward, the annual coverage period will be August to August.

For its first year, the student health insurance program will only be available to full-time Ph.D. students and first professional students (D.D.S., M.D. and Pharm.D students). These students will all fall under a hard waiver, meaning they will be automatically enrolled into the program unless they can provide proof of other coverage.

The program will be expanded to include additional student populations in the near future.

Not at this time. For the first year, only full-time Ph.D. students and first professional students (D.D.S., M.D., Pharm.D.) are eligible for the student health insurance program. The program will be expanded to include additional student populations in the near future.

A hard waiver means that you are automatically enrolled in the student health insurance plan unless you can provide proof of other insurance. Step-by-step instructions on how to enroll in the plan or opt out will be provided prior to the insurance portal being opened.

All eligible students (full-time Ph.D. students and first professional students) will receive access to a health insurance portal on December 15, 2021.

Within this portal, you will be able to provide the proof of insurance coverage needed to opt out of the program. You must do so, however, before the portal closes on February 1, 2022 or else you will be considered enrolled in the VCU health insurance program and responsible for paying the bill.

Additional information, including a link to the portal and step-by-step instructions for opting out of the program will be shared when the portal opens.

Yes. Dependents can be added via the insurance portal once it is available. Costs for the dependent will be billed directly by the vendor.

For questions about the student health insurance program, please contact your respective eligibility coordinator.