Student health insurance program - FAQ

Below, you can find answers to some of the most commonly-asked questions about the student health insurance program. If you have additional questions, contact your respective eligibility coordinator.

Frequently asked questions

  • For students who select coverage for the full 2022-23 academic year, the cost of the insurance will be $2,654 per student (with additional costs for dependents). The coverage period will run from Aug. 15, 2022 to Aug. 14, 2023.
  • Additional coverage period options (e.g., fall semester only, spring semester only) are available. Students should review the insurance summary brochure for these coverage period dates and costs.
  • Student's insurance costs will appear on their student bill once enrolled in classes. For those who opt into the annual coverage, the costs be split into two payments, and billed twice a year (in August and in January).
  • Costs for any added dependents will be paid directly to the vendor (UHC) and will not appear on the student bill.
  • Once enrolled, students will be insured until their coverage expiration date, even if they graduate before that time.
  • Full-time Ph.D. students will receive a 70% subsidy to offset the costs of the program.
  • The full details of the insurance package can be found on our plan benefits webpage.

No, no benefits will be paid for routine vision or dental treatment costs.

The portal that allows students to enroll in the student health insurance program will be open from Aug. 2 to Sept. 9, 2022.

The student health insurance program is available to full-time Ph.D. students and first professional students (D.D.S., M.D. and Pharm.D students), as well as international students (those on F-visas and J-visas). These students will all fall under a hard waiver, meaning they will be automatically enrolled into the program unless they can provide proof of other coverage.


Not at this time. The program may be expanded to include additional student populations in the near future.

A hard waiver means that you are automatically enrolled in the student health insurance plan unless you can provide proof of other insurance. Step-by-step instructions on how to enroll in the plan or opt out will be provided prior to the insurance portal being opened.

All eligible students (full-time Ph.D. students and first professional students) will receive access to a health insurance portal on Aug. 2, 2022.

Within this portal, you will be able to provide the proof of insurance coverage needed to opt out of the program. You must do so, however, before the portal closes on Sept. 9, 2022 or else you will be considered enrolled in the VCU health insurance program and responsible for paying the bill.

Additional information, including a link to the portal and step-by-step instructions for opting out of the program will be shared when the portal opens.

Yes. Dependents can be added via the insurance portal once it is available. Costs for the dependent will be billed directly by the vendor.

For questions about the student health insurance program, please contact your respective eligibility coordinator.